Terms of Service Agreement

1. Introduction

Welcome to Just Loan Solutions, operated by Mariale Paez LLC (referred to as “we,” “us,” “our,” or “Just Loan Solutions”). These Terms of Service ("Terms") govern your access to and use of our website https://www.justloan-solutions.com (the "Site") and the services provided by Just Loan Solutions (collectively, the “Services”). By accessing or using the Site or Services, you agree to comply with and be bound by these Terms. If you do not agree to these Terms, you should not use the Site or Services.

2. Services

Just Loan Solutions is a mortgage brokerage offering services related to the acquisition and management of mortgage loans. Our Services include, but are not limited to, providing mortgage loan consultations, facilitating loan applications, and offering advice on mortgage products.

3. Eligibility

You must be at least 18 years old to use our Site and Services. By using our Site or Services, you represent and warrant that you are at least 18 years of age and have the legal capacity to enter into this agreement.

4. Registration and Account

To access certain features of our Site, you may be required to create an account. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

5. Use of Services

You agree to use our Services only for lawful purposes and in accordance with these Terms. You shall not:

Use the Site or Services for any unlawful or fraudulent activity.
Impersonate any person or entity, or falsely state or otherwise misrepresent your affiliation with a person or entity.
Attempt to gain unauthorized access to any portion of the Site or Services.

6. User Content

You may have the opportunity to submit content, including but not limited to, reviews, comments, or feedback (“User Content”). By submitting User Content, you grant Just Loan Solutions a worldwide, non-exclusive, royalty-free, perpetual, and transferable license to use, reproduce, modify, publish, and distribute such content in connection with our Services.

7. Privacy Policy

Your use of the Site and Services is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review our Privacy Policy at https://www.justloan-solutions.com/privacy-policy to understand our practices regarding your personal information.

8. Disclaimers

Our Site and Services are provided “as is” and “as available” without warranties of any kind, either express or implied. We do not warrant that the Site or Services will be uninterrupted or error-free, nor do we make any warranties as to the accuracy, reliability, or completeness of any information provided.

9. Limitation of Liability

To the fullest extent permitted by law, Just Loan Solutions shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data or other intangible losses, resulting from (i) your use of the Site or Services, (ii) any unauthorized access to or use of our servers and/or any personal information stored therein, (iii) any interruption or cessation of transmission to or from the Site or Services.

10. Indemnification

You agree to indemnify and hold harmless Just Loan Solutions, its affiliates, and their respective officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses, including reasonable attorneys’ fees, arising out of or related to (i) your use of the Site or Services, (ii) your violation of these Terms, or (iii) your violation of any rights of a third party.

11. Modifications to Terms

We reserve the right to modify these Terms at any time. Any changes will be effective when we post the revised Terms on the Site. Your continued use of the Site or Services after any such changes constitutes your acceptance of the new Terms.

12. Termination

We may terminate or suspend your access to the Site and Services at our sole discretion, without notice, for conduct that we believe violates these Terms or is harmful to other users of the Site or Services.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the state of Florida, without regard to its conflict of law principles.

14. Dispute Resolution

Any disputes arising out of or relating to these Terms or your use of the Site or Services shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association. The arbitration will be conducted in Doral, Florida.